housing
The Home Renovations With The Highest Return On Investment
Over the course of time, owning a home will often lead to different wants and needs for a house. Sometimes this leads to a move, and sometimes, renovations are a better alternative. While some renovations are driven by personal preference and style, it’s important to consider the return on investment (ROI) when planning major home renovations.…
Read MoreIndiana Mortgage Loans
MasonMac is now officially licensed to provide mortgage loans in Indiana. Indiana is the 32nd state MasonMac has obtained licensing in, and brings industry leading customer service and a wide product offering to the state. In short, Indiana mortgage loans just got a whole lot better! Residents in the Hoosier State now have access to…
Read MoreIs It a Good Time to Buy a House?
Is It a Good Time to Buy a House? This question is one of the most common questions we see from consumers, investors, real estate agents, and many others with interest in the real estate market. The answer is ‘yes’. But it also depends on your specific situation, what’s important to you, and where…
Read MoreSeptember 21, 2022 Fed Rate Hike
The Fed has once again raised their Fed funds rate by an expected .75 percent. As we explained in previous posts about Fed rate hikes, this is not a direct increase to mortgage rates, but the Fed’s move does have an impact on the mortgage marketplace and the broader economy. The most recent rate hike…
Read MoreThe Latest Fed Rate Hike
Once again, in an effort to curb inflation, the Fed has announced another Fed Rate Hike to the tune of a .75 increase to the Fed Funds rate. This Fed rate hike brings the Fed funds target rate range to 2.25%-2.5%, and the increase was in line with expectations, resulting in minimal initial changes to…
Read MoreWill Inflation Go Down?
Will Inflation Go Down? There’s a lot of economic jargon being tossed around in headlines these days, and one of the hot topics out there is inflation. To start, it’s important to understand what inflation is. When the value of a currency diminishes, the result is inflation – basically, you get less for the…
Read MoreWhat is a Rent Back?
What is a Rent Back? In today’s housing market inventory is low and buyer demand is high. In such a market, many buyers need to get creative in structuring their offer on a home, and many sellers (future buyers) need to consider the fact that they, too, will soon encounter the same challenges that buyers…
Read MoreWhat the Fed Rate Hike Means for My Mortgage
How the Fed Rate Hike Affects Mortgage Rates Yesterday, March 16, 2022, was the date of the first Fed rate hike in 3 years, and is the first of an expected 7 total for the year 2022. This rate hike is an effort to fight off the inflation once deemed “transitory” but has proven…
Read MoreIs Affordable Housing Still Possible?
Home prices are at all time highs! It’s a bubble! There’s a dip coming! It’s a terrible time to buy! These are some of the things headlines have been touting for….well, years now, as appreciation in the housing market has marched higher. And yes, home prices are up – much higher in some markets, than a…
Read MoreHomeowners Should Expect Appreciation in 2022
Home Appreciation Expected to Continue Through 2022 With the final quarter of 2021 under way, we expect to see a lot of forecasts and announcements around changes as we head into another new year. Over the next month, 2022 loan limits will be announced, lenders will begin to make a final push to finalize…
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