Margie Carino

Office: (925) 231-4305
Mobile: (925) 765-4572
Fax: (866) 545-6780
2333 San Ramon Valley Blvd
Suite 495
San Ramon, CA 94583

Margie Carino

Loan Officer

NMLS# 236958

Certified Mortgage Planning Specialist (CMPS) pledge to adhere to a strict Code of Ethics that puts your interest first. Margie Carino has undergone rigorous training and education. With 17 years of experience in the Mortgage Industry, Margie has demonstrated financial knowledge and expertise regarding tax & financial planning implications of various mortgage and real estate investment strategies.  

Margie can be trusted and believes that with every transaction she handles, whether it is a Purchase, Refinance or a HELOC loan, should be a smooth, painless process. She continues to demonstrate a superb service and always performs an “Above and Beyond“ call of duty.  She is often times referred by her clients and Business Partners in the industry as the “MIRACLE WORKER”.  

Margie is a 2000-2015 Top Producer/Presidents Club award winner. She is always willing to lend a helping hand whether it is a Rookie Agent or an Old timer.  She is also an active member of an Outreach Program in her community and loves to volunteer at Open Heart Kitchen, Shepards Gate and especially at her kids school.  Margie can best advise you when it comes to your single large asset-Real Estate Equity, and your single largest debt Mortgage. As CMPS professionals are  not only equipped to help you invest in Real Estate, they can protect you from mortgage and real estate transactions that are not in your best interest.


"Margie- Thank you for processing the refinancing. You made the process simple and you were a pleasure to work with. I'll definitely refer folks your way."
"Margie was very helpful. She met our expectations by far. She explained everything in detail. We had a good experience with Margie and her team and we will always be greatful for that."
"Margie made our home buying experience a breeze. She is very professional and pleasant to work with. She is always on top of everything and keep us updated. Highly recommended. All in all, it was an AWESOME experience."
"I had two loans requests going on in parallel. One for taking out money via refinancing my current home and using that as a down payment to buy a new house plus the remaining loan for that new house. The time constraints were a challenge. Margie did come to my rescue. She locked my rates, she followed up details with my new home builders, she emailed me the documents in a timely fashion, answered my questions knowledgeably plus overall - she got the job done without me worrying too much about the smaller details. I normally don't give recommendations, but this was well earned. I would gladly recommend her to my friends. "